Our Approach

We work with insurance carriers who specialize in homeowners insurance for high fire zone areas without being forced into California Fair Plan. Our primary focus is to connect clients living in high risk fire zones with carriers offering normal homeowners policy, usually at a generally lower rate with better coverage.

We can send out an qualified technician to complete the process or you can even do it yourself, click here.

“WHEN WE CALL OURSELVES BRUSH ZONE SPECIALISTS, WE MEAN SPECIALISTS. WE HAVE CLIENTS THROUGHOUT CALIFORNIA. WE HAVE DEALT WITH EVERYTHING FROM HIGH VALUE ESTATES TO RURAL HOMES THAT YOU WON’T FIND ON A MAP.  NO SINGLE-FAMILY  HOME IS TOO CHALLENGING FOR US.”

With all past wildfires and summer rolling in, homeowners need to take advantage of this opportunity! Check out the information on FAQ page, click here. We created this company to help the residents of California understand their options for homeowners insurance near brush fire zones, high risk areas, non-renewed policies, homes with previous or multiple claims.

As stated by the California Fair Plan ,“The California Fair Plan provides insurance as a last resort, and should be used only after a diligent effort to obtain coverage in the voluntary market has been made.” The California Fair Plan also has major gaps in coverage that many customers may not be aware of. Homes that are close to brush/fire zones often have no other option than to have insurance through California Fair Plan as many insurance carriers require 1000 foot clearance from brush areas. People often discover after they suffer a loss that they have not purchased enough insurance or the right kind of insurance coverage for their needs.

We help connect you with appropriate carriers that will insure clients that would otherwise be stuck with the California Fair Plan.

 

 Fire Zone Fact Sheet

We inspect homes to qualify, pre-approve, and connect you to the right carrier for a full service homeowners insurance policy. Most carriers will still conduct an inspection after the policy is in force to ensure that the home is insured to value and there are no other condition concerns.

We offer convenient access to request inspections or complete pre-approval online. If we can not make it out to you, we will walk you through the Do-It-Yourself process, just contact us today.

Looking to get connected? We will connect you to the appropriate carriers who will ensure your risks are covered,  contact us now!